Kerala Government to write off loans of employees who have passed away while in service

Loans upto Rs five lakh will be written off after receipt of formal application from the bereaved family and a detailed evaluation and verification of the same.


The State Government of Kerala has put into motion the process to write off various loans up to rupees five lakh taken by government employees who lost their lives while in service.

As per the procedure, the families of the deceased have to formally apply for the facility giving all details to the concerned office heads. The applications will then be handed over to the respective heads of department, who will, in turn, submit it to the general administration department. The applications will then be forwarded to the Finance Department.

While considering applications received, the Finance Department may wish to send them forward to the Finance Inspection Wing or District Finance Inspection Wing to evaluate and check out how authentic they are. If the loan was taken for construction of a house, it will be checked whether the house has really been built; whether it has been built on the plot allotted and whether it has been built as per the estimates submitted, and so on.

A time period of three months will be given to the inspection wing for verification and reporting of findings. Post authentication and evaluation, the inspection wing will have to submit a detailed report to the Finance Department.

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