Karnataka government proposes cashless insurance coverage to staff

The scheme is aimed at the well-being of about six lakh government employees, four and a half lakh pensioners and about three lakh corporation and board workers.

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The Government of Karnataka plans to offer its employees a new cashless insurance scheme, Arogya Sri, which is provide more coverage. The proposal is awaiting approval.

If it receives the nod, the scheme will benefit 24 lakh people, including the dependents of employees. The proposal has been approved by the law and finance departments. Only the cabinet’s green signal is awaited for implementation now.

The scheme is aimed at the well-being of about six lakh government employees, four and a half lakh pensioners and about three lakh corporation and board workers.

The new insurance scheme will cover minor as well as severe diseases, unlike the existing scheme that covers just the tertiary treatment and emergency care for renal and cardiovascular conditions, cancer, neurological ailments, burns, polytrauma cases and neonatal cases.

This insurance scheme follows close on the heels of the 11 per cent increment in dearness allowance or DA, announced recently.

Recently the state government also made it compulsory for insurance companies to include the names of the family members of farmers as nominees while offering their insurance cover for crops under the Pradhan Mantri Fasal Bima Yojana (PMFBY). This move is expected to ensure that the dependents of farmers are paid the insurance amount in case the insured famer expires.

Apparently, crop insurance offered to farmers till date did not include names of any nominees. As a result families have struggled to get claims.

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