lendingplate, the digital-first lending platform under Unifinz Capital India (UCIL), has announced the grant of 40,50,000 employee stock options (ESOPs) under its UCIL ESOP 2025 scheme. The move highlights the company’s focus on employee ownership as it scales its digital lending business across India.
The ESOPs represent equity shares with a face value of Rs 10 each, offered at an exercise price of Rs 10 per option. They will follow a structured vesting schedule spread over three years, with employees able to exercise their options within three years of vesting. This design ensures long-term participation in the company’s growth.
The scheme is fully compliant with SEBI’s regulations on share-based employee benefits and aims to attract, retain and motivate high-performing talent. By expanding its ESOP pool, lendingplate is reinforcing a people-first approach, ensuring employees share directly in the company’s success.
The announcement comes as lendingplate continues to expand its footprint in digital lending, focusing on underserved segments and strengthening risk, technology and customer-experience capabilities. The company has also signalled plans to hire more talent in the coming quarters, with ESOPs positioned as a key incentive for new and existing employees.
Through this initiative, lendingplate is embedding ownership into its culture, encouraging employees to think and act like stakeholders in the business. The ESOP scheme not only supports retention but also creates meaningful wealth-building opportunities for staff, aligning their interests with the company’s mission of democratising access to credit in India.
This step underscores lendingplate’s commitment to balancing business growth with employee empowerment.