Spice Money elevates Atul Tiwari to CHRO

Tiwari was earlier the head-HR at the rural fintech firm


Spice Money, the Indian rural fintech company, has elevated Atul Tiwari to the post of chief human resources officer. Tiwari, who was earlier head-HR, will now focus on implementing innovative talent-management strategies and build a diverse workforce and employee -first culture at Spice Money.

Tiwari, who holds a master’s degree in labour laws and labour welfare from Savitribai Phule Pune University, and an MBA from Balalji Institute of Modern Management, began his professional journey with Hexaware Technologies.

For three years, from 2006 to 2009, he was senior business analyst – HR technology and consulting at Hexaware, working out of Mumbai and Singapore.

In April 2009, he moved to IBM as a senior consultant – HR technology and transformation. Based out of the US, he was involved in workforce planning and redeployment of surplus staff in accordance with the expansion plans in the US, Canada and Mexico.

Less than two years later, Tiwari found himself as senior consultant – HR transformation and advisory, at PwC, based out of Gurugram, India. Among other things, he recommended and implemented HR process changes and provided innovative HR solutions to improve employee productivity, HR cost reduction, employee development and HR service delivery.

The longest stint of his career has been with PeopleStrong, where he served as AVP – HR, technology transitions and consulting. For over six years, he helped the organisation adapt and adopt digital HR solutions to enhance employee experience. He even helped create an HR analytics framework, and also improved process efficiency by 45 per cent and productivity by 25 per cent through HR transformation initiatives.

Tiwari’s next stop was Puma Energy, where he served as global head – HR ops and digital HR, for just six months. This was followed by yet another short stint of seven months at OYO, as HR head – OYO Tech.

Starting April, 2020, he worked as HR and HR tech advisor in the consulting space, before joining Spice Money.

At Spice Money, Tiwari will have the support of next-in-line leaders with expertise in various verticals. Together with this robust leadership team Tiwari will help strengthen the brand awareness and positioning of the company in rural areas of India.

In his new role, Tiwari is committed to creating a purpose-driven, learning community of people in a start-up environment that transcends geographic boundaries and adopts methods that enable the future of work.

Sanjeev Kumar, co-founder & CEO, Spice Money, is confident that with Tiwari’s “continued leadership, as well as in-depth knowledge and expertise, we will be able to attract and retain the right talent to continue to strategically drive innovation for the last mile, while bolstering our leadership position in the rural fintech industry”.

In the last one year, Spice Money’s network of merchants or nanopreneurs or Adhikaris has nearly doubled to 10, 00,000. Its micro-ATM network has crossed over a lakh, with the Company having seen a 4X growth in transaction volumes, network growth, customer GTV, and service-fee revenue in the last two years.

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